ABSTRACT The problem under investigation is to determine whether or not there is a statistically significant difference in the insurance rates by company and driver type. Data on the insurance rates were obtained from the Missouri Department of Insurance. The two-way analysis of variance procedure was used to reach valid conclusions. The study concluded that there is actually no difference in insurance rates among companies, but a difference in insurance rates among driver types. Therefore, …showed first 75 words of 1857 total…

…showed last 75 words of 1857 total…insurance rates by driver type. Further Investigation was recommended for other drivers wanted. The hypotheses tested for the primary factor (company) effect for the other tables were the same outcome. Also the hypotheses tested for the block (driver type) effect for the other tables were the same. REFERENCES 1. “Introduction To Business Statistics: A computer integrated approach”, Kvanli- 5th Edition, copyright 2000 by South-Western College Publishing 2. “The Insurance Guide”, www.insure.com, News Network, LLC, copyright 1195-2001